A smart way to travel is to include trip cancellation insurance. Cruise lines, tour operators and airlines cannot protect against their own bankruptcy or default. If a trip is cancelled due to these or other covered reasons, 100% of the trip cost is reimbursed (less the cost of the insurance). We highly recommend full coverage to include emergency medical benefits for the unexpected medical expense and medical evacuation from any country.
Read below for the Top 10 reasons to purchase travel insurance. When you are ready to purchase, contact your Stellar Travel Advisor.
Travel can mean encountering the unexpected, ranging from the inconvenient to truly serious. Travel protection plans offer comprehensive benefits to meet the challenges of travel and help you enjoy a worry-free trip.
Not sure you need travel protection?
- “I’ve become ill and don’t feel well enough to travel”
When you purchase a plan that offers trip cancellation/ interruption coverage within a specified period of your initial trip deposit, you are covered for pre-existing conditions. That means you can cancel your trip if you get sick – and be reimbursed for any non-refundable expenses relating to your trip.
- “My travel supplier just declared bankruptcy”
Common carriers with financial difficulties are becoming increasingly common. Purchasing trip cancellation/ interruption coverage from a third party like can protect you and your trip investment against such an occurrence.
- “I think my son has an ear infection – what’s “ear infection” in Italian?”
Insurance plans offer 24-hour worldwide assistance. Call toll-free to access our 24 hour medical assistance helpline to receive advice or get information on English-speaking doctors in your area.
- “We were on our way home when the airline went on strike”
The trip interruption benefit covers for up to $1000 in non-refundable expenses for strikes that affect public transportation.
- “I arrived but my luggage didn’t”
Whether your bag is lost or merely delayed, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.
- “My father-in-law fell and injured himself – I normally care for him”
The illness or injury of family members is also included under covered reasons to cancel. It’s important to remember that even if you are fit to travel, other events may make departing on your trip unthinkable.
- “We missed our connection because of a flight delay”
You arrive in your connecting city but your flight is long gone and the next flight is not until tomorrow morning. The travel delay offers coverage for accommodations and meals.
- “We were traveling when I suddenly developed chest pains”
When a medical emergency happens far away from home and far away from proper medical facilities, you want to ensure you receive adequate care. Our medical evacuation benefit will cover emergency transportation for you and a companion to the nearest facility or back home.
- “A terrorist act has occurred in a city through which my flight will be connecting”
Both domestic and international terrorist acts are covered reasons to cancel your trip provided the act occurs within 30 days of your scheduled departure date.
- “My wallet – with my cards and passport – has been stolen”
Emergency assistance services will assist you in reporting your lost documents and make arrangements for an emergency cash transfer should that be required. As well, the baggage benefit provides coverage for loss due to the unauthorized use of your card.