Stellar Travel recommends you purchase a travel protection plan to help protect you and your travel investment against the unexpected. Travel protection plans can include coverage for Trip Cancellation, Trip Interruption, Emergency Medical and Emergency Evacuation/Repatriation, Travel Delay, Baggage Delay and more.
Please Note: To be eligible for the waiver of pre-existing medical condition exclusion, the Ultimate protection plan must be purchased within 21 days from the time you make your initial trip deposit. However, the plan can be purchased up until the day before departure.
The product descriptions provided here are only brief summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy.
A smart way to travel is to include trip cancellation insurance. Cruise lines, tour operators and airlines cannot protect against their own bankruptcy or default. If a trip is cancelled due to these or other covered reasons, up to 100% of the insured trip cost is eligible for reimbursement (less the cost of the insurance). We recommend full coverage to include emergency medical benefits for unexpected emergency medical expenses and medical evacuation from any country.
Read below for the Top 10 reasons to purchase travel insurance. When you are ready to purchase, contact your Stellar Travel Advisor.
Travel can mean encountering the unexpected, ranging from the inconvenient to truly serious. Travel protection plans offer comprehensive benefits to meet the challenges of travel and help you enjoy a worry-free trip.
Not sure you need travel protection?
- “I’ve become ill and don’t feel well enough to travel”
When you purchase a plan that offers trip cancellation/ interruption coverage within a specified period of your initial trip deposit, pre-existing medical conditions are eligible for coverage. That means you can cancel your trip if you get sick – and can be reimbursed for the insured prepaid and non-refundable expenses relating to your trip. - “My travel supplier just declared bankruptcy”
Common carriers with financial difficulties are becoming increasingly common. Purchasing trip cancellation/ interruption coverage from a third party can protect you and your trip investment against such an occurrence. - “I think my son has an ear infection – what’s “ear infection” in Italian?”
Insurance plans offer 24-hour worldwide assistance. Call toll-free to access a 24 hour medical assistance helpline to receive advice or get information on English-speaking doctors in your area. - “We were on our way home when the airline went on strike”
The trip interruption benefit offers coverage for up to 150% of your insured prepaid andnon-refundable expenses for strikes that affect public transportation. - “I arrived but my luggage didn’t”
Whether your bag is lost or merely delayed, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation. - “My father-in-law fell and injured himself – I normally care for him”
The illness or injury of family members is also included under eligible reasons to cancel. It’s important to remember that even if you are fit to travel, other events may make departing on your trip unthinkable. - “We missed our connection because of a flight delay”
You arrive in your connecting city but your flight is long gone and the next flight is not until tomorrow morning. The travel delay benefit offers coverage for accommodations and meals. - “We were traveling when I suddenly developed chest pains”
When a medical emergency happens far away from home and far away from proper medical facilities, you want to ensure you receive adequate care. The emergency medical evacuation benefit offers coverage for emergency transportation for you and a companion to the nearest facility or back home. - “A terrorist act has occurred in a city through which my flight will be connecting”
Both domestic and international terrorist acts are eligible reasons to cancel your trip provided the act occurs within 30 days of your scheduled departure date in a city listed on your itinerary. - “My wallet – with my cards and passport – has been stolen”
Emergency assistance services will assist you in reporting your lost documents and can make arrangements for an emergency cash transfer should that be required. As well, the baggage benefit offers coverage for loss due to the unauthorized use of your card.